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	<title>Lifestyle Upgrades</title>
	<link>http://www.edmamula.com/LSU</link>
	<description>Simple tactics for enhanced well-being.</description>
	<pubDate>Thu, 03 Jan 2008 19:51:49 +0000</pubDate>
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			<item>
		<title>Quick Fix for Winter Dry Skin and Static Electric Shock</title>
		<link>http://www.edmamula.com/LSU/2008/01/03/quick-fix-for-winter-dry-skin-and-static-electric-shock/</link>
		<comments>http://www.edmamula.com/LSU/2008/01/03/quick-fix-for-winter-dry-skin-and-static-electric-shock/#comments</comments>
		<pubDate>Thu, 03 Jan 2008 19:51:16 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[General Well-Being]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2008/01/03/quick-fix-for-winter-dry-skin-and-static-electric-shock/</guid>
		<description><![CDATA[For a while, I hardly thought that this merited a blog entry, but as time goes on, I continue to derive great pleasure from the fact that I&#8217;ve been able to eliminate the feeling of having dry skin and the annoying occurrence of static shocking me seemingly every time I touch something during the winter [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2008/01/03/quick-fix-for-winter-dry-skin-and-static-electric-shock/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The World&#8217;s Simplest All-World Index Fund</title>
		<link>http://www.edmamula.com/LSU/2007/12/10/the-worlds-simplest-all-world-index-fund/</link>
		<comments>http://www.edmamula.com/LSU/2007/12/10/the-worlds-simplest-all-world-index-fund/#comments</comments>
		<pubDate>Mon, 10 Dec 2007 16:33:36 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[Investing]]></category>

		<category><![CDATA[index funds]]></category>

		<category><![CDATA[international investing]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2007/12/10/the-worlds-simplest-all-world-index-fund/</guid>
		<description><![CDATA[Nowadays, market cap weighted index funds and ETFs (Exchange Traded Funds&#8211;these trade just like a stock) are widely available at a very low cost.  While it is always fashionable to try to devise ways to beat the market averages, investors&#8217; collective track record for doing so is quite poor.  So even if these index funds don&#8217;t represent some [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2007/12/10/the-worlds-simplest-all-world-index-fund/feed/</wfw:commentRss>
		</item>
		<item>
		<title>A Few Money Savings Links for a Sunday</title>
		<link>http://www.edmamula.com/LSU/2007/12/09/a-few-money-savings-links-for-a-sunday/</link>
		<comments>http://www.edmamula.com/LSU/2007/12/09/a-few-money-savings-links-for-a-sunday/#comments</comments>
		<pubDate>Sun, 09 Dec 2007 19:09:33 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[Saving Money]]></category>

		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2007/12/09/a-few-money-savings-links-for-a-sunday/</guid>
		<description><![CDATA[A great guest post on Get Rich Slowly on The Hidden Costs of Stuff. 
More Than Pocket Change Encourages you to Use it Up!
The Dollar Bill Savings Program is all about, well, more than pocket change.
If you know how to spend less than you get, you have the philosopher’s stone.
moneydummy on Why You Need a Budget
10 Ways To [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2007/12/09/a-few-money-savings-links-for-a-sunday/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Stop Catalog and Current Resident Junk Mail</title>
		<link>http://www.edmamula.com/LSU/2007/12/07/stop-catalog-and-current-resident-junk-mail/</link>
		<comments>http://www.edmamula.com/LSU/2007/12/07/stop-catalog-and-current-resident-junk-mail/#comments</comments>
		<pubDate>Fri, 07 Dec 2007 18:22:17 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[Environmental]]></category>

		<category><![CDATA[Simplifying Life]]></category>

		<category><![CDATA[junk mail]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2007/12/07/stop-catalog-and-current-resident-junk-mail/</guid>
		<description><![CDATA[In a prior post, I gave three quick ways to greatly reduce the volume of junk mail and telemarketing calls that you receive.  Those tips do not cover &#8220;Current Resident&#8221; mailings or some Catalog mailings, particularly from companies you may have ordered from in the past.  Well, here are 3 quick, FREE ways to reduce [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2007/12/07/stop-catalog-and-current-resident-junk-mail/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Finding a Good, Safe, High-Yield Savings Account</title>
		<link>http://www.edmamula.com/LSU/2007/12/07/finding-a-good-safe-high-yield-savings-account/</link>
		<comments>http://www.edmamula.com/LSU/2007/12/07/finding-a-good-safe-high-yield-savings-account/#comments</comments>
		<pubDate>Fri, 07 Dec 2007 14:16:32 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[Investing]]></category>

		<category><![CDATA[bankrate.com]]></category>

		<category><![CDATA[high yield]]></category>

		<category><![CDATA[savings accounts]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2007/12/07/finding-a-good-safe-high-yield-savings-account/</guid>
		<description><![CDATA[Perhaps you&#8217;ve seen a TV ad here and there advertising some great rate on an online only savings account or certificate of deposit.  HSBC Direct, ING, and E-Trade come to mind for me.  E-Trade loves to tout the fact that their savings account yields 8 times the national average.  Well that sounds very impressive, and if [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2007/12/07/finding-a-good-safe-high-yield-savings-account/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Four More Ways to Save Money When Shopping Online</title>
		<link>http://www.edmamula.com/LSU/2007/12/03/four-more-ways-to-save-money-when-shopping-online/</link>
		<comments>http://www.edmamula.com/LSU/2007/12/03/four-more-ways-to-save-money-when-shopping-online/#comments</comments>
		<pubDate>Mon, 03 Dec 2007 19:22:24 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[Saving Money]]></category>

		<category><![CDATA[discounts]]></category>

		<category><![CDATA[online coupons]]></category>

		<category><![CDATA[online shopping]]></category>

		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2007/12/03/four-more-ways-to-save-money-when-shopping-online/</guid>
		<description><![CDATA[Here are four more tactics you can try when shopping online to go along with the first two.  A couple of these new tips are obvious, but a couple of them are a bit less straightforward and less reliable.
1) Walk away from the deal.  I am really surprised at how often this works, but I [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2007/12/03/four-more-ways-to-save-money-when-shopping-online/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Two Ways to Save Money When Shopping Online</title>
		<link>http://www.edmamula.com/LSU/2007/12/02/two-ways-to-save-money-when-shopping-online/</link>
		<comments>http://www.edmamula.com/LSU/2007/12/02/two-ways-to-save-money-when-shopping-online/#comments</comments>
		<pubDate>Sun, 02 Dec 2007 15:09:39 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[Saving Money]]></category>

		<category><![CDATA[coupon codes]]></category>

		<category><![CDATA[online shopping]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2007/12/02/two-ways-to-save-money-when-shopping-online/</guid>
		<description><![CDATA[I love shopping online because it allows me to do research and find the best value on things that I want.  Deliberate pursuit of a great deal on a specific product online is much less risky for impulse spenders than going to a retail store armed with a credit card and a vague idea.  Online [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2007/12/02/two-ways-to-save-money-when-shopping-online/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Google Search in Black and Save Energy?</title>
		<link>http://www.edmamula.com/LSU/2007/11/30/google-search-in-black-and-save-energy/</link>
		<comments>http://www.edmamula.com/LSU/2007/11/30/google-search-in-black-and-save-energy/#comments</comments>
		<pubDate>Fri, 30 Nov 2007 23:39:22 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[Environmental]]></category>

		<category><![CDATA[black google]]></category>

		<category><![CDATA[black web search]]></category>

		<category><![CDATA[saving energy]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2007/11/30/google-search-in-black-and-save-energy/</guid>
		<description><![CDATA[It may be possible to reduce our energy consumption simply by doing our Google searches in black.  The basic idea is that it may consume less energy to render a black web page than a white web page, and since Google is used so frequently, all those little bits of energy savings add up.  The full [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2007/11/30/google-search-in-black-and-save-energy/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Make Free Charitable Contributions</title>
		<link>http://www.edmamula.com/LSU/2007/11/30/make-free-charitable-contributions/</link>
		<comments>http://www.edmamula.com/LSU/2007/11/30/make-free-charitable-contributions/#comments</comments>
		<pubDate>Fri, 30 Nov 2007 21:55:41 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[General Well-Being]]></category>

		<category><![CDATA[charity]]></category>

		<category><![CDATA[free donations]]></category>

		<category><![CDATA[giving]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2007/11/30/make-free-charitable-contributions/</guid>
		<description><![CDATA[All of us can make &#8220;free&#8221; donations to charity every day by visiting The Hunger Site and its sister sites.  Once each day, in less than 30 seconds, we can visit these sites and make small contributions to help alleviate hunger, provide free mamograms to low-income women, provide health care for needy children, provide books [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2007/11/30/make-free-charitable-contributions/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Look for Free Alternatives to Software Subscriptions</title>
		<link>http://www.edmamula.com/LSU/2007/11/29/look-for-free-alternatives-to-software-subscriptions/</link>
		<comments>http://www.edmamula.com/LSU/2007/11/29/look-for-free-alternatives-to-software-subscriptions/#comments</comments>
		<pubDate>Thu, 29 Nov 2007 20:08:50 +0000</pubDate>
		<dc:creator>edmamula</dc:creator>
		
		<category><![CDATA[Saving Money]]></category>

		<category><![CDATA[free software]]></category>

		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.edmamula.com/LSU/2007/11/29/look-for-free-alternatives-to-software-subscriptions/</guid>
		<description><![CDATA[Over the past several years, the commercial software industy has been transforming itself to a subscription model from an ownership model.  This model can be great for software developers, but it transforms things that were once single lump sum costs for consumers into  monthly or annual bills.  Ongoing subscriptions to anything, whether it&#8217;s cable TV, [...]]]></description>
		<wfw:commentRss>http://www.edmamula.com/LSU/2007/11/29/look-for-free-alternatives-to-software-subscriptions/feed/</wfw:commentRss>
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